Have you ever loved a woman

>> Thursday, April 19, 2012

This song makes me feel special as a woman and I hope all men will learn on how to really really love a woman... which is the message of this beautiful song.


Thug Le - Song - it's the beat

>> Thursday, March 15, 2012

I just love the beat...


Breathtaking outdoors

>> Wednesday, March 14, 2012

Awesome! In my dreams, I was dining and relaxing in one of these...


In living color

>> Tuesday, March 13, 2012

Awwww.... is always my reaction every time I see colorful houses, buildings, or sceneries .... I’m just so fascinated by them. They are so lively to look at and they can quickly change my mood to happy.


Have You Ever Loved A Woman - Bryan Adams

>> Monday, March 12, 2012

May all men learn from this song...


It's Hard To Say Goodbye - Celine Dion, Paul Anka

This song can pierce the heart of any person who once loved deeply but had to let that great love go. Saying goodbye is painful and is never easy. You'll feel it in this song...

With lyrics so you can sing along...

Celine Dion - Paul Anka

There's something in your eyes that's far too revealing
Why must it be like this a love without feelin'
Something wrong with you I know
I see it in your eyes
Believe me when I say
It's gonna be okay

I told you from the start I won't be demanding
I won't be demanding
If you have a change of heart I'll be understanding
I'll be understanding
When love becomes a broken heart and dreams begin to die
Believe me when I say
We'll work it out some way

I'll never try to hold you back
I wouldn't try controlling you
If it's what you want
It's what I want
I want what's best for you
And if there's something else that you're looking for
I'll be the first to help you try
Believe me when I say
It's hard to say goodbye

We've lost that loving touch we used to feel so much
I try to hide the truth that's in my eyes
The love without feeling
But when I feel we're not in love, I know I'm losing you
Believe me when I say
We'll work it out some way

I'll never try to hold you back
I wouldn't try controlling you
If it's what you want
It's what I want
I want what's best for you
And if there's something else that you're looking for
I'll be the first to help you try
Believe me when I say
It's hard to say goodbye

Don't say goodbye

If it's what you want
It's what I want
I want what's best for you

I'll never try to hold you back
I wouldn't try controlling you
If it's what you want
It's what I want
I want what's best for you
And if there's something else that you're looking for
I'll be the first to help you try
Believe me when I say
It's hard to say goodbye

I'll never try to hold you back
I wouldn't try controlling you
If it's what you want
It's what I want
I want what's best for you
And if there's something else that you're looking for
I'll be the first to help you try….


Record Keeping

>> Friday, March 9, 2012

It's time for me to organize and I am starting with my filing system. First, I need to know how long I should keep my ever growing and piling up files all over our bedroom. Google search to the rescue and I found Suze Orrman's post on her website about record keeping. Using her recommendations, I'm hoping to get rid of many documents that I have kept for ages. Thank goodness!

Financial Clutter, What To Keep And What To Get Rid Of By Suze Orman

Keep till warranty expires or can no longer return or exchange:
>Sales Receipts (Unless needed for tax purposes and then keep for 3 years)

What to keep for 1 month:
>ATM Printouts (When you balance your checkbook each month throw out the ATM receipts)

What to keep for 1 year:
>Paycheck Stubs (You can get rid of once you have compared to your W2 & annual social security statement)
>Utility Bills (You can throw out after one year, unless you're using these as a deduction like a home office --then you need to keep them for 3 years after you've filed that tax return)
>Cancelled Checks (Unless needed for tax purposes and then you need to keep for 3 years)
>Credit Card Receipts (Unless needed for tax purposes and then you need to keep for 3 years)
>Bank Statements (Unless needed for tax purposes and then you need to keep for 3 years)
>Quarterly Investment Statements (Hold on to until you get your annual statement)

What to keep for 3 years:
>Income Tax Returns (Please keep in mind that you can be audited by the IRS for no reason up to three years after you filed a tax return. If you omit 25% of your gross income that goes up to 6 years and if you don't file a tax return at all, there is no statute of limitations.)
>Medical Bills and Cancelled Insurance Policies
>Records of Selling a House (Documentation for Capital Gains Tax)
>Records of Selling a Stock (Documentation for Capital Gains Tax)
>Receipts, Cancelled Checks and other Documents that Support Income or a Deduction on your Tax Return (Keep 3 years from the date the return was filed or 2 years from the date the tax was paid -- which ever is later)
>Annual Investment Statement (Hold onto 3 years after you sell your investment.)

What to keep for 7 years:
>Records of Satisfied Loans

What to hold while active:
>Insurance Documents
>Stock Certificates
>Property Records
>Stock Records
>Records of Pensions and Retirement Plans
>Property Tax Records Disputed Bills (Keep the bill until the dispute is resolved)
>Home Improvement Records (Hold for at least 3 years after the due date for the tax return that includes the income or loss on the asset when it's sold)

Keep Forever:
>Marriage Licenses
>Birth Certificates
>Adoption Papers
>Death Certificates
>Records of Paid Mortgages
These documents should be kept in a very safe place, like a safety deposit box.


It's spring...almost

Oh we're so close to Spring... love it... can't hardly wait. I love the outdoors, the clear weather, the flowers, the sun and yet it's not that hot and not that cold. It's just perfect.


Why exercise?

>> Wednesday, February 15, 2012

Per my doctor's countless advice, it's a must that I exercise. Oh how I would imagine myself with cute exercise outfit and perfect running shoes and having great a time running and all that, just like what this video is encouraging people to do. But when I think of the aches and pains after, the desire to exercise vanishes in the air bringing me back to being lazy again. I hope it will be different this time because after watching this video, I really felt the need to start and I mean seriously start now. I know I have to start slow about 3-4 times a week but I have to make some plans so I can make it into something I can look forward to doing regularly and consistently – like where to go, what to wear, who to run with. So, will see. (Watch video)


First Michael Jackson, now Whitney Houston

>> Sunday, February 12, 2012

Two of my favorites are the two greatest celebrity singers that touched our lives. Both are gone but their spirit and music will live forever. May their souls rest in peace.

Watch video how she reached the highest notes that every new and young singers tried to copy...



>> Saturday, February 11, 2012

Everybody's favorite...lanzones. I love lanzones but I think they are only grown in the Philippines and other Southeast Asian countries. Kay miss namin to ng sobra.
(Photo credit: http://onefilipinodish.com/blog/2009/01/lanzones/)

Health benefits of Lanzones


Going for a job interview? Read this first

>> Thursday, February 2, 2012

Found this on the internet and decided to post it here for my readers who are looking for a job or are scheduled for a job interview. Everyone knows how hard it is to find a job these days and hopefully these simple and straightforward tips will help.

10 Tips to Boost Your Interview Skills
by Carole Martin, Monster Contributing Writer

Even the smartest and most qualified job seekers need to prepare for job interviews. Why, you ask? Interviewing is a learned skill, and there are no second chances to make a great first impression. So study these 10 strategies to enhance your interview skills.

Practice Good Nonverbal Communication
It's about demonstrating confidence: standing straight, making eye contact and connecting with a good, firm handshake. That first nonverbal impression can be a great beginning -- or quick ending -- to your interview.

Dress for the Job or Company
Today's casual dress codes do not give you permission to dress as "they" do when you interview. It is important to know what to wear to an interview and to be well-groomed. Whether you wear a suit or something less formal depends on the company culture and the position you are seeking. If possible, call to find out about the company dress code before the interview.

From the very beginning of the interview, your interviewer is giving you information, either directly or indirectly. If you are not hearing it, you are missing a major opportunity. Good communication skills include listening and letting the person know you heard what was said. Observe your interviewer, and match that style and pace.

Don't Talk Too Much
Telling the interviewer more than he needs to know could be a fatal mistake. When you have not prepared ahead of time, you may ramble when answering interview questions, sometimes talking yourself right out of the job. Prepare for the interview by reading through the job posting, matching your skills with the position's requirements and relating only that information.

Don't Be Too Familiar
The interview is a professional meeting to talk business. This is not about making a new friend. Your level of familiarity should mimic the interviewer's demeanor. It is important to bring energy and enthusiasm to the interview and to ask questions, but do not overstep your place as a candidate looking for a job.

Use Appropriate Language
It's a given that you should use professional language during the interview. Be aware of any inappropriate slang words or references to age, race, religion, politics or sexual orientation -- these topics could send you out the door very quickly.

Don't Be Cocky
Attitude plays a key role in your interview success. There is a fine balance between confidence, professionalism and modesty. Even if you're putting on a performance to demonstrate your ability, overconfidence is as bad, if not worse, as being too reserved.

Take Care to Answer the Questions

When interviewers ask for an example of a time when you did something, they are asking behavioral interview questions, which are designed to elicit a sample of your past behavior. If you fail to relate a specific example, you not only don't answer the question, but you also miss an opportunity to prove your ability and talk about your skills.

Ask Questions
When asked if they have any questions, most candidates answer, "No." Wrong answer. Part of knowing how to interview is being ready to ask questions that demonstrate an interest in what goes on in the company. Asking questions also gives you the opportunity to find out if this is the right place for you. The best questions come from listening to what you're asked during the interview and asking for additional information.

Don't Appear Desperate
When you interview with the "please, please hire me" approach, you appear desperate and less confident. Maintain the three Cs during the interview: cool, calm and confident. You know you can do the job; make sure the interviewer believes you can, too.

Source: http://career-services.monster.com/yahooarticle/boost-your-interview-iq/article.aspx#WT.mc_n=yta_fpt_article_10_tips_improve_interview_skills


Miriam Defensor-Santiago a bad example?

Finally, someone said something and I totally agree Senator Miriam Defensor-Santiago is setting a bad example with her very bad attitude that causes her blood pressure to go up and creates unnecessary stress to all involved including herself.

MANILA, Philippines – Former Senator Rene Saguisag on Tuesday reminded senator-judges in the impeachment trial of Chief Justice Renato Corona not to set a bad by humiliating a fellow lawyer in public.

“It’s not the task of a judge to humiliate a fellow lawyer,” Saguisag said during an interview with dzMM.

Saguisag was referring to last week’s incident where Senator-judge Miriam Defensor-Santiago berated private prosecutor Arthur Lim for engaging her in a colloquy when she asked if the impeachment complaint accuses Corona of violating the Anti-Graft and Corrupt Practices Act.

“Inubos yung oras sa kakasabon doon sa prosekusyon,” said Saguisag.

The human rights lawyer also quoted a Spanish saying “la cortesia no quita la valentia” or “courtesy does not detract from valor”.

“Matapang ka, matigas ka, pero you can be courteous at the same time. Pero kung babastusin mo ang kapwa abugado, ang daming nanonood dyan--[it] sets, to me, a bad example,” he said.

Saguisag said that during his time, “judges and elder lawyers would be patient with us, guide us, would teach us and would never humiliate us”.

“Pero kung hihiyain mo, hindi yun ang nasa canon of ethics namin. Yan ay ginigiya mo, pinangangaralan mo, inaakay mo, dahil you were young once,” he said.

Read more: http://www.abs-cbnnews.com/-depth/01/31/12/saguisag-says-miriam-set-bad-example


Will Grace Lee become the first lady for PNoy - the latest


What's Facebook's IPOs and how to buy them

This is so hot right now and you are probably interested to buy so here is some information on what you basically need to know....

Facebook's much-anticipated IPO --which stands for initial public offering-- is a market event destined for the history books. Investor interest is at fever pitch, drawing attention from major Wall Street institutions, to individual investors on Main Street, and even people who may have never bought a stock before.

And so for that reason alone, that our next installment of "Investing 101" will tackle the ins & outs of the IPO market. With the help of acclaimed editor of IPODesktop.com Francis Gaskins, we put together a list of 5 common questions and answers about the IPO market.

1) What Exactly Is An IPO?
As the name implies, it is a stock sale that allows the public to buy shares of a company listed or traded on an exchange, usually for the first time ever. As Gaskins points out in the attached video, these may be new stocks, but they are not necessarily new companies. To use the Facebook example, the website and business has been up and running since 2004. And in rarer instances, a company like General Motors (GM) can move in and out of being a "public" company. GM reissued an IPO in November 2010 after reemerging from bankruptcy and unwinding its majority government control.

2) Why Do Companies "Go Public" --Issue IPOs?

The reasons vary, but the most common objective is to raise money, Gaskins says, which can be used for any number of things, including paying off debt or the owners of the business. Other uses of the proceeds from IPO's include expanding the business, acquiring a rival company or simply to create liquidity, which makes it easier to buy or sell your company's stock. Again, to use Facebook as an example, their IPO is partly due to federal law requiring businesses that have more than 500 investors and $10 million in assets to list their shares.

3) How Do You Buy Into An IPO?

Once you have done your research and made up your mind, the most basic step, Gaskins says is to have a brokerage account so you can put in an "indication of interest" or I-O-I, that you would like to buy shares in a particular deal.

In fact, the bigger the offering and the more buzz there is around a particular company, the lower the chances are that you will be able to get any stock at the offering price, which means you would have to buy it in the open market, frequently at a higher price, after it has started trading. As a general rule, if you are a small investor and able to actually get shares in an IPO, you probably should walk away from a deal that is likely to trade lower.

4) Are IPOs Off-Limits To Small Investors?

Not necessarily. While I wish I could tell you that it's a ''level playing field'' out there when it comes to IPO's, it just isn't. Typically, the first investors allowed in on an IPO are company executives, venture capitalists, and the banks involved in underwriting the deal.

But look on the bright side, if you miss out on a hot deal, chances are good that you might get a chance to buy it even cheaper if you wait a while. What happens after a company's first hour/week/month of trading is often a completely different experience than what goes down in a particular stock's first few manic moments of publicly traded life.

As Gaskins discovered, out of a dozen internet/social media IPO's that came public in 2011, the average decline was 12% from the IPO price, and a 34% drop from where the shares closed the first day's trading.

5) Are "Hot" IPOs An Easy Way To Make Money?

Like any investing, Gaskins points out, there are risks and rewards involved whether you are buying an IPO or shares of an established stock like AT&T (T). Generally speaking, those 20 or 30 or 50 percent first day gains that you may have read about are not only rare, but all of the shares are typically spoken for and allocated to the biggest and best clients of the investment banks that are underwriting the deal.

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